General   (General discussion, talk about anything.)

I have had my state pension for 5 years. I also have a private pension so I'm taxed on that. Additionally I still work self employed so I pay the full tax on earnings. As I'm on state pension I don't have to pay national insurance, but I volunteer to pay it because the wonderful NHS need the money. We are so lucky to have such a free medical insurance. This may cause debate but I belive if you still work along with receiving state pension you should pay NI. That's just my opinion. I'm happy to carry on paying for this wonderful service. It's one of the reasons people want to come and settle here.