General   (General discussion, talk about anything.)

As gaffer said occupational pension contributions are deducted before tax and N.I. contributions, so are taxable when the pension is paid. State pension counts towards tax but is currently £1,969 under the tax allowance. So the first £1,969 of an occupational pension will be tax free with the remainder taxed at 20%. Personally I think all pensions should be tax free for those of us who have always worked.