loyalty cards/schemes

A few years ag Asda had a price match scheme were if your shop was not cheaper than four supermarkets you got a % back in the form of a voucher with money off your next shop. This got dropped because they could not compete with Aldi.Tesco now changing t&c for their voucher scheme setting a time limit when you can spend them.Sainsburys you normaly have to spend £1000 to get a £5 voucher or you get vouchers for items ( you probably have just bought said item eg clothes from Tu again a short time limit to use the vouchers. Morrisons after tomorrow no points on your card but again they will generate vouchers on items you normaly buy(yes they all monitor your shop)but you need an app or online account to get these. I have a blue rewards scheme with Barclays bank were if you have 2 direct debits with them they give you £3-50 for each D/D but it costs you £4 a month to be in this scheme(you pay them £48 a year and get £72 back).Again this is going online /app. 40% of people do not have the internet or a phone which you can download apps so no loyalty there

It's confusing where to shop to get the rewards,all I do is use my Amazon card for everything I buy then get £10 off when I've earned 1000 points

Its doing my shop a lot of good because the wrinkles don't like cards, they like to pay cash and, i love cash, its hide able from the inland gangster, All these reward cards are just like the old Co-Op divie and greenshield stamps, the cig tokens, the coffee jar gifts, The retailers call it, marketing and salesmanship , in real terms its,,,, codoligy

People take up these offers, giving no thought to what the other party is getting in exchange.

Hence, someone unknown to us end up in possession of a truly staggering amount of personal information, which gets traded and easily ends up in the hands of villains.

When individuals have gone to efforts to see how much data of this kind about them has been amassed, it is typically thousands of pages of stuff.

Both legitimate users, and those with malicious intent apply algorithms to this amassed data to find very specific things about the individual.

And then people are surprised when they get scammed, or otherwise become victims of fraud.

And, whither democracy when you have the likes and decedents of 'Cambridge Analytica' shaping peoples world view, voting intention etc quite surreptitiously.