General   (General discussion, talk about anything.)

Yes. Like I said, you should be.
How about paying contributions as long as you're working, then only getting pension when you retire?
Of course, you can withhold taking your pension at pension age, then you get a 10.4% per year increase in payment when you do actually take it.
It all depends how you feel, in yourself, laaaaike, at that age. Some even keep working and still take their pension.

I was as fit as a butcher's dog before I had that accident in November. I've not been the same since. I've reet gone downhill. It follows that I'm taking my pension in May, when I'm 66, as you never know when your number might come up !