General   (General discussion, talk about anything.)

Kathpressey,
You make a very good point. I was brought up to only get what I could afford. The only real debt I've really had was a mortgage. Kids need to see before they are old enough to accumulate bad debts the true value of money, and the responsibility of financial self control. So parenting, on its own won't be enough. "you can't always get what you want straight away" is what I was told. Notes and coin, have much more reality than plastic. But will we have a choice?.