Pensions/tax

We have got our notification of our state pensions and the tax man does come with a vengeance. For the last few years I have took the married allowance using part of my wife's allowance. This year because of her pension rise she will next year get a tax demand because she is going to be over her allowance for this year. Last year my tax code on my pit pension dropped from 367M to 336M this year it will drop to 134M so I will get hammered with taxPensioners be aware you cannot be taxed on your state pension but if you go past your personal allowance the tax man next year can send you a tax demand on this years new pension

Peter, you and your wife can have an income, between you, of over £25,000 a year without paying tax.
You say you’re both going to be paying tax.
It follows that you are, between you, getting over £25,000 a year.
That’s over £500 a week.

If you can’t manage on over £500 a week, net, without complaining about it, it’s time t’chuck it!

That not counting how much he is claiming which isnt taxed

Surfer tom pray tell me what I am claiming for which I should be paying tax on.

The only thing we can claim is a reduction of 25% on our council tax due to my wife's Mental Impairment.
Since September we have been paying for carers for my wife and I cannot claim any tax relief for this

Tonks the exact figure is £25140 per couple of which £13830 I claim leaving £11310 for the boss.
This works out at £483-46 per week per couple
I am paying more than this for carers every week for Yvonne

If your eligible you would receive it 2000 pounds a month according to what you
Say you now receive

Surfer tom you did not answer my question about monies I get which I do not pay tax on besides my state pension
£2000 a month still does not pay for Yvonne's carers

Hey Peter, I wasn’t acting the goat, by the way, I know exactly how it is with care packages. I paid (not with my money, laaaaike). Over £600 a week for my mum’s carers.

And then, call me whatever you want, that a Pakistani family had brought a relative over from Pakistan and they fell straight into getting the same care package ……. FREE ! And they owned many rented properties, weren’t short of a few bob, 3 kids in Bolton school etc..

It stinks, what them lot are taking from us !!!

Just read the first one, the second was no different !

Peter.
I would imagine you be would entitled to other benefits such as care allowance and Disability Living Allowance given your circumstances?
That would help you out significantly.

Make some inquiries about that, you have nothing to lose.

You cant claim carers allowance if you receive State Pension. I think peterp has already posted that his wife is in receipt of PIPS.

Cheshirecat Has 1st mate as stated I got carers allowance up to state pension age then the money is stopped you cannot have both but I am still a carer for Yvonne. You can apply for Attendance Allowance which is the same amount as PIP but you cannot get a Motability Vehicle on AA so if you need one you have to buy one along with the associated costs.We do not qualify for Pension credit or any other Benefit. We applied for NHS Continuous Health Care package and were refused this Yvonne will never get any better but will only get worse over time.In our next life we are going to live in social housing and claim every benefit we can and also Yvonne's care would be free. If we had come over on the illegal boat we would get every thing

I am a widow on a state pension , I have recieved my new Tax Code for 24/25 and it is a minus code K , my state pension will be higher than the tax free allowance, and in about 2 years time EVERY pensioner will be same , as the Tax free allowance is frozen for the next 2 or 3 years??

wot about your nacods pension .

Ive just had a look at Disability Living Allowance and it is tax free plus a free car I think? Its worth a look.

I thought that DLA was being phased out, and the folk moved on to PIP's.

PIPS is an updated version of DLA. It has two components. A daily living component, and a mobility component, that allows you to have a motability car.

Peter
Are you receiving a works pension as well it all adds to your total income

In May I’ll be 66. It follows that I’ll be entitled to claim ‘state pension’.
I’ll be, officially, an owd chap!
I wonder if they’ll let me have a mobility motorbike?

Don't see any reason why not if you are entitled to PIPS. Motability fund
mobility scooters.

Tonks you will have to put a claim in before you are 66 has when you turn 66 you cannot claim for PIP. if you are already on it before you are 66 then it continues after you are 66 like in Yvonne's case she went on PIP in 2016 and will be 68 in May so it will continue.
Whups yes I get BCSSS pension but this is the pension I pay tax on the year I was on 367m I paid over £500 in tax last year my code was 336m and I paid just under £1000 so if my code this year is 134 m how much tax will I pay this year Like I have said both state pensions does not cover the carers costs. So the remainder of my pit pension and Yvonne's PIP living allowance is for every day items like food eleccy gas water rates council rates and every day living And before ant one goes down why dont we use the Mobility side of PIP Yvonne has not been out of the bungalow since last August(except 3 visits under blues and two's) I have ordered a WAV for Yvonne but that is £3850 up front cost

I don't normally join in threads about things I know nowt about, but having read of all these different dilemmas, it seems to me that they've got you all roads. If you claim this, you can't claim that etc. I'll be the first to admit that matters such as these go straight over my head so I need things like this to be told to me in words of one syllable.

The disabled and elderly should be treated with more respect, most especially if they've worked all their lives. It's almost like abandonment and they're saying "thanks very much, but you're no use to us anymore, so bog off and fend for yourselves."

It's objectionable, and people like Peter and Yvonne must feel helpless and frustrated by the lack of caring. Many pensioners are on the breadline and have to choose whether to pay for leccy, or a meal, and that is wrong in the 21st century when there are billionaires with more money than they could ever spend.

I've just got my letter to tell me I'll be getting an extra £21 a week on my State Pension, which is all very nice, but I'll bet a pound to a penny (literally) that I'll have to pay more tax on my little part-time job as I was put on emergency tax code K18 the last time we got a pension rise and I've been paying £27.40 a week in tax. They want us to be independent, but won't let us have the means to do so. My annual income is just short of £18,000 with the new allowance, so nobody can say I'm wealthy. I manage, because I have to, and right now I'm still fit enough to work, but I've now been diagnosed with a condition which could render me unfit and end my working life. I feel sorry for the younger people who won't get any pension at all by the time they reach retirement age, so will have to take out their own pension plans. It's not right, and it's not fair, but there's nothing we can do about it.

if your on the motorbility scheme then a car isnt free . you have to pay a percentage of your pips & in some cases all of it . so is it worth a "look" .

If you get a vehicle on Motability then dependent which car you need you may have to pay an advanced payment which covers the difference between the cost of the car and the allowance paid over the length of your agreement .This money is not refundable This advanced payment can be anything from zero to many thousands We have paid from £240 to £1850 for our different vehicles and our next vehicle is a W heelchair A ssess V ehicle which will cost £3850 advanced payment then at this time weekly payment of £71 (when PIP goes up every year the mobility payment goes up) Cars you can have for 3 years then you can buy the car or get another the WAV is for 5 years. If we are lucky we may get this within 9-12 months

The problem with Motorbility vehicles is that they are obtained by a persons with a disability, but in too many cases being used by other fitter members of a family, some of whom would give Usain Bolt a test on a 100 meters between a car park and a supermarket entrance.

Not enough being done about the abuse of the Motorbility and Blue Badge schemes which is making life harder for the disabled who do not abuse the schemes.

The selfishness of many today is appalling!

Because of Yvonne's disability getting worse she has lost the use of her legs I cannot physically get her into our present car . I still have to use the car to go shopping/chemist etc but I am no Usain Bolt . My pace is slow to stop. Once the nicer weather comes I will get her out and about in her wheelchair and then onto a bus Even if its only to Wigan/Leigh

Posted by: Owd Codger
"The selfishness of many today is appalling!"

And the stupidness and your'e ignorance , is appalling!

Has it ever crossed your mind that the person driving the mobility car maybe doing the shopping, picking up medication, etc for the person who is the registered owner and is either not fit enough through illness, or unable to drive the vehicle?

"And the stupidness and your'e ignorance , is appalling!"

Along with his habit of dodging, avoiding, evading, changing the subject and generally refusing to answer questions

i wonder who that can be stardelta .

Cheshire Cat

And what about the times that many who are driving the motorblity car and showing a blue badge are not doing the things you are claiming they are doing which is actually a breach of a Motorbility Agreement?

Only those who are doing the cheating would defend the abuse!

How do you know OF are you talking facts or is it your furtive imagination again

No, just not wearing blinkers like some!

Sorry for the OF it should read OC (predictive texting) you have no idea of peoples circumstances with their blue badges so why comment

Not sure what happens in this case.
All his claims seen to involve yvonne would she be allowed a car if she can't drive and may not have a licence to drive mollie peter
never said they were on the breadline.

how about those who go into the mother & baby places with no children in their cars ? . at least they pay a fee for the blue badge .

Surfer Tom Yvonne has never held a driving licence. She is the registered keeper of the Motability car and she is entitled to a car through her disability and pays for it through her enhanced PIP. I am her registered nominated driver. You can have up to three nominated drivers who much reside within a certain distance from the registered keeper(I think it about 2 miles radius) Yvonne is the blue badge holder but I am thinking of applying for one has my knees are knackered. Even though it was hard work pushing a wheelchair I had some thing to lean onNow with no support i can hardly walk in a straight line because my knees give way

Peter
I was born 1940 marriage early sixties
Born Platt lane scholes worked till retirement so has my wife she now not well. Never claimed for benefits. Why do you have to broadcast to all on forums and local media about your personnel problems.

Whups

The use of a Mother & Child space used by a person with a Blue Badge is a grey area with no rules set by the Department of Transport. or any government department.

If the car park is a Council car park, you are advised to check with the Council concerned as different Councils have different rules like they have on having to pay or not if all free disabled spaces are occupied

In the case of Supermarkets, the policy of most Supermarkets is that people with a Blue Badge may park on a Mother & Child space if all the disabled spaces ar occupied.

You seem to know the Blue Badge and free car rules, owdcodger
Have you got one?

Surfer Tom

"Why do you have to broadcast to all on forums and local media about your personnel problems"

That is a bit harsh Tom, I have learned a lot of things from this topic as regards mobility cars and the rules which govern them, as regards Peter and his wife Yvonnes problems, if the same problems ever happen to you Tom, then reading how Peter has dealt with those problems may help you and me and anyone else who has health problems, I do understand though Tom, that some people are not inclined to discuss personal health matters

Tts
My wife as similar problems she can't get out. But I a sick of this guy moaning about what he can't get
and he sounds like he his familiar with how to claim from his messages on here. sorry for his wife but he seems always refer to her

Surfer Tom you are now 84 and you are one of those people who this government love because you have never claimed any benefits to which you are entitled.
I started this thread to highlight how the government give in one hand then take back with the other.
Some pensioners will be over their tax threshold this year so they must be made aware that even though they cannot be taxed on their state pension next year they will get a tax demand if they go over the threshold.
If you think I am giving out to much personal details on this site that is up to me and if it benefits other members I have no problems with this and I am not after any sympathy vote from any one on this site. Maybe its time you rung Wigan Welfare Rights on 01942-705221 to see what you are entitled to.

Peter.
You have just proved my point all
You are interested in is claiming what ever you think you should have sorry but that isnt my way

Cheshire Cat

No, but I have relatives who have one for a multi handicapped daughter and who like others with a member of their family with genurine disabilitites are fed up of seeing the abuse by people who are anything but disabled!

I'll ask you again, owdcodger

"Has it ever crossed your mind that the person driving the mobility car maybe doing the shopping, picking up medication, etc for the person who is the registered owner and is either not fit enough through illness, or unable to drive the vehicle?"

^^^^^
Has it?
Yes , or no will do!

Cheshire Cat

Yes, it has crossed my mind that some vehicles will be used to take some registered owners to shop or collect medicines because they are not fit enough or unable to drive, but they are far outweighed by those driving the car when the registered person is not in the vehicle, especially if they have their shopping and medicines deliverved.

To not have the registered person in the vehicle when being driven by someone else, is a breach of both the Motarbility and Blue Badge schemes and can result in action on the abuse being taken by Motorbility and a Council who issued the Blue Badge

Is that right, a simple yes or no will do!

Surfer Tom I like you have worked all my life and payed my dues. Through no fault of mine or my wife she is now terminally ill she also had a massive stroke 12years ago. which nearly killed her. If I can make her life as comfortable as possible if this means having a car on Motability then so be it I also stated we get a 25% reducing on our council tax due to her mental impairment.This is small change compered to some who have never worked a day in their life and claim every thing they can . If I won a million pounds tomorrow I would still claim every penny I could. IF you don't want to claim anything then that is your loss. There are billions of pounds in the government coffers which goes unclaimed by people like yourself.

Oc

The registered person does not need to be in the mobility car for every journey. However, the vehicle must be used by, or for the benefit of, the disabled person. Other drivers in the same household can use the vehicle for activities such as shopping, visiting family, or other routine tasks, as long as the disabled customer benefits. It’s essential to note that only drivers listed on the Certificate of Motor Insurance are covered to drive the Scheme vehicle. So, while the registered person doesn’t have to be present for every trip, the vehicle should primarily serve their needs.

OC Is that facts or your opinion, I think I know the answer

Posted by: Owd Codger
"Is that right, a simple yes or no will do!"

No. You are telling lies, again!

From the Motability website
"The vehicle must be used by, or for the benefit of, the disabled person. This person does not have to be in the car for every journey or be a driver"

And you wonder why nobody takes you serious with the continuous, spurious drivel that you post on here

Try telling the truth now and again. It's not difficult!

Motability Rules

So what if Peterp claims what is available, he and his wife have probably paid in for at least 40 years. It's a personal choice at the end of the day whether you claim your entitlement or not as you have earned it. If it makes your twilight years better then go for it.